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  4. Because the Ministry off Finance advised, people show need for the procedure for making an application for which subsidy into the regular basis

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Because the Ministry off Finance advised, people show need for the procedure for making an application for which subsidy into the regular basis

Because the Ministry off Finance advised, people show need for the procedure for making an application for which subsidy into the regular basis

Skopje, 6 th (MIA) Demand for the fresh Get property Get an apartment Enterprise rather increased following the Reasonable for it Investment, which had been stored in the period 24 th October twenty eight th October. It establish the means of submitting application is easy, and it comes with around three methods.

Bank accumulates this type of data from the applicant and you may confirms whether the guy/she actually is qualified to receive getting the financing, and you can later they forward the brand new particular records towards Ministry out of Funds, Bilbilovska said

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We could give an explanation for procedure of distribution application towards Get property Get a flat Opportunity, inside about three tips and if you’re updated, you will realize it are a very easy techniques. First step are in search of an apartment or household otherwise a lot getting house. Next step try dealing with among 8 financial institutions performing on Venture and submit the mandatory files, since next step belongs to the Ministry of Fund, that as the reaching of choice for approving brand new subsidy, following the fresh applicant cues mortgage arrangement into particular bank, Ivana Bilbilovska, Spokesperson of your own Ministry out of Finance, told you.

Once getting this new files on Lender, the latest Ministry’s Payment examines all of them and you may has reached decisionmission informs the lending company it accepted the fresh subsidy, then the bank ends up Loan Arrangement with the credit applicant

When it comes to first faltering step, Bilbilovska shows you the demands is actually for the fresh flat or perhaps the domestic getting a separate strengthening and also for the rate perhaps not in order to go beyond EUR 900 for each square meter. People submitting application toward Pick property Purchase a condo Investment is to end Original Agreement toward contractor or if perhaps he/she makes a house, he/she should provide structure and you may technology records.

The second step is actually for this new resident to deal with certainly one of the 7 financial institutions, included in the Pick a house Purchase an apartment Opportunity, i.e. Stopanska banka Skopje, Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and Prokredit banka. Making use of Preliminary Contract to own a flat or a house, the new persons would be to yield to the bank his/their unique ID, full-big date a position certificate, certificate for the past six reduced wages and you will statement, verified because of the notary societal, you to definitely when you look at the basic 5 years of your own payment period, they’ll none sell the apartment or even the family, nor lease otherwise put them significantly less than 2nd financial.

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Third step try interacting with decision from the Ministry of Fund. Brand new Percentage during the Ministry out of Money meets at least once within the forty five days, and you will, if required, more often than once.

If you do not have your house or even the home in which you live is too little for your family therefore need it more substantial one to of course you decide to take a housing mortgage, than simply Purchase a home Get a flat Investment, is actually a good chance therefore. Fund granted by the Ministry from Loans come in a form off an effective subsidies that can reach up to EUR 14,000, together with interest rate is truly reduced and you will amounts to three.95% in the first 36 months and you will 4.44% in the fourth and 5th 12 months for the design: cost when selecting a flat otherwise subsidizing 75% of your fees when buying/constructing property, or fixed into the payment months, bookkeeping for 4.5% including 6-times EURIBOR, towards design: equal (50%/50%) involvement when buying a flat or subsidizing 75% of involvement when purchasing/building property, Representative of your Ministry regarding Finance Ivana Bilbilovska, told you.

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