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The newest membership statement, prospectus, brand new prospectus enhance, and you will people 100 % free-creating prospectuses, including the mortgage loan schedule, which is actually filed on U
dos. The newest prospectus enhance outlined the borrowed funds-to-worth proportion, otherwise LTV, since “ratio of your dominating harmony of such home mortgage on date off commitment in order to (a) in the example of a purchase, the fresh smaller of your deals cost of the new mortgaged possessions and you can its appraised worth at the time of sales or (b) regarding an effective refinancing or modification, the fresh appraised property value the brand new mortgaged possessions at the time of new refinancing or modification.” [Back]
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3. The prospectus complement discussed the fresh mutual loan-to-worthy of proportion, otherwise CLTV, due to the fact “the ratio of your dominant equilibrium of your second-lien mortgage, with all the the balance of your related earliest-lien home mortgage, in the time out-of determination to (a) when it comes to a buy, the lower of one’s profit cost of brand new mortgaged property and you may their appraised value during sale or (b) when it comes to a good refinancing otherwise modification, new appraised property value the mortgaged property during the time of the new refinancing otherwise amendment.” [Back]
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